Best Personal Loans – Credit Mate

Today's Rates

Lender	APR	Amount	Term	Apply
Nerd Wallet	Varies	$1,000 - $20,000	Up to 48 mo	Apply Now
CashToday ASAP	Varies	$500 - $10,000	Up to 36 mo	Apply Now
Wizzay	Varies	$1,000 - $15,000	Up to 48 mo	Apply Now
Now Personal Loan	Varies	$2,000 - $25,000	Up to 60 mo	Apply Now
Guide To Lenders	Varies	$500 - $15,000	Up to 36 mo	Apply Now
Swagtrk Loan	Varies	$500 - $15,000	Up to 36 mo	Apply Now
Lethimcoook Loan	Varies	$500 - $10,000	Up to 36 mo	Apply Now

Recommended Lenders

Nerd Wallet

Special Offer

Custom loan packages available online.

Apply Now

CashToday ASAP

Fast Funding

Quick personal loans with online application.

Apply Now

Wizzay

Online Process

Flexible terms and amounts for various needs.

Apply Now

Now Personal Loan

Higher Limits

Loans up to $25,000 with competitive rates.

Apply Now

Guide To Lenders

Quick Approval

Fast decision and funding process.

Apply Now

Swagtrk Loan

Quick Approval

Fast decision and funding process.

Apply Now

Lethimcoook Loan

Fast Funding

Quick personal loans with online application.

Apply Now

Frequently Asked Questions

What is a personal installment loan?

A personal installment loan, also known as an unsecured loan, is a type of financing that allows you to borrow a fixed amount of money and repay it in regular monthly installments over a set term. Unlike secured loans that require collateral such as a home or car, a personal loan typically only requires repayment of principal and interest. Repayment terms generally range from 1 to 5 years.

What can I use a personal loan for?

Personal loans are flexible and can be used for many purposes, such as consolidating credit card debt, paying medical expenses, renovating your home, covering moving costs, or financing large purchases. However, they should not be used for illegal activities or speculative investments.

Will applying for a personal loan affect my credit score?

Checking your eligibility or prequalifying usually does not affect your credit score, since most lenders use a soft inquiry. However, submitting a full application will typically involve a hard inquiry, which may temporarily lower your score. Making on-time repayments can help build positive credit history.

How fast can I receive the funds?

Many lenders can provide funding as soon as the next business day after approval. The exact timing depends on the lender, your bank, and how quickly you complete the required documentation. Some may take several business days.

Are personal loans safe?

Yes, when obtained through legitimate and regulated lending platforms. Always review the lender’s terms, interest rates, and repayment schedule before accepting an offer. Make sure the platform you apply through clearly discloses fees and provides transparent conditions.

What Our Users Say

"Credit Mate made it super easy to compare lenders. I found a loan with a much lower APR than I expected!"

– Sarah L., California

"I applied in minutes and got funded the next day. The process was fast and transparent."

– David M., Texas

"Great platform! It helped me consolidate my debts and save money each month on payments."

– Emily R., New York

Disclaimer: We are not a lender or a financial institution. This website provides information and may connect you with third-party loan platforms. Loan availability, amounts, rates, and terms are determined by independent lenders and may vary based on your credit profile and state regulations. Nothing on this site should be considered as financial advice. Please carefully review all loan terms and conditions before accepting an offer.