:root{
      --bg: #0b1020;
      --card: #11182b;
      --muted: #7f8aa3;
      --text: #e7ecf5;
      --brand: #4da3ff;
      --brand-2: #7cd1ff;
      --ok: #31c48d;
      --warn: #ffb454;
      --danger: #ff6b6b;
      --ring: rgba(77,163,255,.5);
      --radius: 16px;
      --shadow: 0 10px 30px rgba(0,0,0,.25);
      --grid-gap: clamp(14px, 3vw, 24px);
    }
    *{box-sizing:border-box}
    html,body{height:100%}
    body{
      margin:0;
      background:
        radial-gradient(1200px 800px at 10% -10%, #1b2340 0%, transparent 60%),
        radial-gradient(1200px 800px at 110% 10%, #11203a 0%, transparent 55%),
        radial-gradient(900px 600px at 50% 120%, #0d162b 0%, transparent 60%),
        var(--bg);
      color:var(--text);
      font-family:ui-sans-serif, Arial, sans-serif;
      line-height:1.6;
      -webkit-font-smoothing:antialiased;
    }
    a{color:var(--brand-2);text-decoration:none}
    a:hover{text-decoration:underline}
    .container{width:min(1200px,92vw);margin:0 auto}
    .stack{display:grid;gap:var(--grid-gap)}
    .muted{color:var(--muted)}
    .badge{
      display:inline-grid;place-items:center;
      padding:.35rem .6rem;font-size:.78rem;
      border-radius:99px;
      background:linear-gradient(90deg,#1d2a46,#172743);
      color:#cfe3ff;border:1px solid #29426c;
    }
    .nav{
      position:sticky;top:0;z-index:50;
      backdrop-filter:saturate(1.2) blur(8px);
      background:linear-gradient(180deg,rgba(11,16,32,.85),rgba(11,16,32,.55));
      border-bottom:1px solid rgba(125,145,185,.15);
    }
    .nav-inner{display:grid;grid-template-columns:1fr auto;align-items:center;padding:.8rem 0}
    .brand{display:flex;align-items:center;gap:.6rem;font-weight:700;font-size:1.2rem}
    .brand-mark{
      width:28px;height:28px;border-radius:8px;
      background:conic-gradient(from 180deg,var(--brand),var(--brand-2),#9efcff,var(--brand));
    }
    .nav-links{display:flex;gap:1rem;flex-wrap:wrap}
    .nav-links a{padding:.5rem .75rem;border-radius:10px;color:#cfe3ff}
    .nav-links a:hover{background:rgba(255,255,255,.06)}

    .hero{padding:clamp(28px,6vw,52px) 0;display:grid;gap:20px}
    .hero-grid{display:grid;gap:var(--grid-gap);grid-template-columns:1.2fr .8fr}
    @media (max-width:880px){.hero-grid{grid-template-columns:1fr}}
    h1{margin:0 0 .4rem;font-size:clamp(26px,4.6vw,44px)}
    .lead{font-size:clamp(15px,2.2vw,18px);color:#c7d6f1}
    .cta-row{display:flex;gap:.8rem;flex-wrap:wrap}
    .btn{
      display:inline-grid;place-items:center;
      padding:.85rem 1.1rem;border-radius:12px;
      background:linear-gradient(180deg,var(--brand),#2a82ea);
      color:#041225;font-weight:700;
      box-shadow:0 6px 18px rgba(77,163,255,.3);
    }
    .btn.ghost{
      background:transparent;color:#d8e8ff;
      border:1px solid rgba(140,170,210,.35);
      box-shadow:none;
    }
    .glass{
      background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.03));
      border:1px solid rgba(140,170,210,.22);
      border-radius:var(--radius);
      box-shadow:var(--shadow);
    }
    .hero-card{padding:clamp(16px,3vw,22px);display:grid;gap:10px}
    .kpi-grid{display:grid;gap:10px;grid-template-columns:repeat(3,1fr)}
    @media (max-width:520px){.kpi-grid{grid-template-columns:repeat(2,1fr)}}
    .kpi{padding:.8rem;border-radius:12px;background:#0f1a33;border:1px solid rgba(140,170,210,.18)}
    .kpi .v{font-size:1.2rem;font-weight:800}
    .kpi .l{font-size:12px;color:var(--muted)}

    .section{padding:clamp(20px,5vw,36px) 0}
    .section h2{margin:0 0 .8rem;font-size:1.5rem}

    .table-wrap{overflow:auto;border-radius:12px;border:1px solid rgba(140,170,210,.22)}
    table{width:100%;border-collapse:collapse;min-width:640px}
    thead th{padding:.85rem;background:#0e1a34;color:#cfe3ff;text-align:left}
    tbody td{padding:.8rem;border-top:1px dashed rgba(140,170,210,.18)}
    tbody tr:hover{background:rgba(77,163,255,.06)}

    .grid{display:grid;gap:var(--grid-gap);grid-template-columns:repeat(12,1fr)}
    .col-4{grid-column:span 4}
    @media (max-width:920px){.col-4{grid-column:span 6}}
    @media (max-width:640px){.col-4{grid-column:span 12}}

    .lender-card{padding:16px;display:grid;gap:10px;border:1px solid rgba(140,170,210,.22);border-radius:var(--radius)}
    .lender-card header{display:flex;align-items:center;justify-content:space-between;gap:10px}
    .logo{width:44px;height:44px;border-radius:10px;background:#fff;display:flex;align-items:center;justify-content:center;overflow:hidden}
    .pill{font-size:.78rem;padding:.25rem .55rem;border-radius:999px;background:rgba(255,255,255,.06);color:#cfe3ff}
    .btn-line{display:inline-grid;place-items:center;padding:.6rem .8rem;border-radius:10px;border:1px solid rgba(140,170,210,.35);color:#cfe3ff}

    details{padding:1rem 1rem 1rem 1.6rem;border-radius:12px;border:1px solid rgba(140,170,210,.22)}
    details+details{margin-top:.8rem}
    summary{cursor:pointer;font-weight:700;list-style:none}

    footer{border-top:1px solid rgba(140,170,210,.15);color:#a9b6cc;padding:28px 0 48px}
    .foot-grid{display:grid;gap:12px;grid-template-columns:1fr auto}
    @media(max-width:720px){.foot-grid{grid-template-columns:1fr;text-align:center}}

    /* mobile nav */
    .menu-btn {font-size:1.5rem;cursor:pointer;padding:.5rem;color:#cfe3ff}
    details.mobile {display:none}
    details.mobile[open] .nav-links {
      display:grid;gap:.5rem;
      background:rgba(11,16,32,.95);
      padding:1rem;border-radius:12px;margin-top:.5rem;
    }
    @media (max-width:768px){.nav-links.desktop{display:none}details.mobile{display:block}}

    /* footer links */
    .footer-links{display:flex;gap:1rem;flex-wrap:wrap;justify-content:flex-end}
    .footer-links a{color:#cfe3ff;text-decoration:none;font-size:.9rem}
    .footer-links a:hover{text-decoration:underline}
    @media (max-width:720px){.footer-links{justify-content:center;margin-top:.5rem}}